BDO offers a service that allows you to send money to the Philippines with promises of speed, convenience, and security.

The combination of these three qualities is rather hard to come by when you are in the other part of the world, allowing a service provider to make your family feel that how much you love them and how much you care for them.

Kabayan BDO Savings account is designed to make it easier for you. Learn more about it as you continue reading.

  • For Fast Result! Please type on Google Kabayan Savings

Your BDO Kabayan Savings Account is your key to a better future as you start your life aboard. By having an account, you build credit history with the bank, making it easier for you to apply for a car, home, or business loan in the Philippines:

Product Loan:

  • Kabayan Home Loan – Build your dream home for your family.
  • Kabayan Auto Loan – Buy your own dream car.
  • Kabayan Personal Loan – Start you own business or finance other important needs.

BDO Kabayan Savings Account holders can conveniently pay for their loans and insurance through an auto-debit arrangement (ADA).

Kingdom Centre in Riyadh, Saudi Arabia

What do you need to open a Kabayan Account in BDO Unibank?

Here are the BDO requirements to open account and experience the benefits of having a Kabayan account.

  1. A hundred. You will need Php100.00 if you are opening a peso account. If you want to open a dollar account, you will need $100.00.
  2. Positive ID. You need one valid ID. BDO accepts company IDs as long as your company is BSP, SEC, or IC registered or supervised. Other valid IDs accepted are passport, SSS ID with your photo and your signature, Philhealth card, PRC ID, valid school IDs for students, NSO copy of your birth certificate, driver’s license, plastic TIN Number ID card with your photo, GSIS, Voter’s ID, and major credit cards. You can also submit government issued IDs such as postal ID, OWWA or Overseas Workers Welfare Administration ID, HDMF ID, IBP ID, Senior Citizen ID, police clearance, marriage certificate, seaman’s book, firearms license, AFP ID, PNP ID, NBI clearance, and barangay certificate or barangay clearance.
  3. Picture Perfect. Bring one 1X1 ID picture.
  4. Seafarers. For seafarers, as long as you are POEA employed, you can send your allotment directly to a BDO Kabayan account. All you need is an initial deposit of $10.00, your valid seaman’s book, and one 1×1 ID photo.

Easy Steps to Open Savings Account

To open a BDO passbook savings account, just go to a BDO branch that you prefer.

Be sure that you have the abovementioned requirements. Once in BDO, you will fill out a form. You have to make sure that you fill it in with true and accurate information. Make the required initial deposit.

Keep your deposit slip because it is needed for claiming your passbook or your ATM card. Then, wait for about five business days.

After five working days, you can now go back to the BDO branch where you applied for your Kabayan account to get your ATM card or your passbook. To have an even more convenient banking experience, enroll for online banking and for phone banking.
How To Open BDO Kabayan Savings Account, steps_how_to_open_bdo_account.png

5 The BDO Kabayan Account Advantage

How To Open BDO Kabayan Savings Account, BDO_Kabayan_Master_Card.png

Working overseas will be in vain if you will not be able to keep your money safe and if you will not be able to make it grow. If you’re ready not just to save but also to earn, prepare your Kabayan BDO passbook savings account requirements and enroll now to enjoy these benefits.

  1. Insignificant Initial. With just a hundred peso or a hundred dollars, you can open a Kabayan account and establish your future.
  2. Instant Remittance. Waiting is one thing that your family has always been doing. This is why BDO makes sure that when it comes to remittance, they never have to wait. Instantly, your remittance is credited to their account. It saves you money from expensive remittance through other channels. It saves you time because your remittance is received immediately. It saves you effort because you can even do fund transfer online and there is no need to follow up on your remittance. You can even monitor your account activities through BDO remittance inquiry online or via phone.
  3. Free Passbook. When you open a Kabayan account, you also get a passbook. This is perfect for transparency and for easy monitoring of your banking activities.
  4. Withdraw all you can, outside the country. Unlike other kinds of account, you can keep your Kabayan account active so long as you use it at least once a year for sending money. It requires zero maintaining balance so you do not have to worry about leaving some of the remittance in your account.
  5. Convenient. You and your beneficiaries can easily withdraw funds practically anywhere you want. Aside from more than eleven thousand ATMs, you can also pay for your purchases using your ATM card at SM stores and other stores. It is also convenient to check your balance at balance inquiry.

The Downside

There is only one possible downside when using a Kabayan account. You need to use it at least once a year to prevent BDO savings account expiration. When it expires, your Kabayan account will turn into a savings account which needs a higher maintaining balance of ₱5,000.00.

With your BDO Kabayan account, you can even avail of personal loans that you can use for properties purchase, home improvement, travel, medical emergencies, education, special occasions, furniture, debt payment, and more.

  1. SEE ALSO:
  2. Easy Steps to Increase the Chances of your BDO Home Loan
  3. Learn about Philippine Stock Market & How to Invest in 2018
  4. 10 Best OFW Investment Picks in Philippines, OR for 2018 (from 50K)
  5. Bitcoin Philippines: Learn about Blockchain & How to Invest in Bitcoin
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adrian ebitner

i,m at middle east now, i want to open an account for savings purpose. can i open here in saudi arabia.

Joan Canete

Can your bank do international bank transfer thru internet from Malaysia to Philippines? Gusto po sana ng bf ko na mag open account ako, I am from philippines po, and my bf is from Malaysia. Nakapagpadala na po sya ng money saken thru Western Union po..
Pwd po ba saken ang BDO Kabayan Savings Account?


How to open a bdo bank account here in Dubai?

liezel m.peralta

i want to open an account,,but im here in saudi arabia,,how can i open an account,,i’ll wait for your reply,,i am liezel peralya


Dear Sir/Mam. To the BDO how to aply ofw saving acct?at the present iam working now here in saudi arabia

Jonathan Panganoron

Dear maam/sir.tanung kulang tungkol sa BDO,gusto ko mag open ng account ang asawa ko sa kabayan saving account,ano puh ang mga kailangang mga requirement para makapagbukas sya dyan ng kabayan account,,salamat puh.

Rowena canchela

Sir ma’am powede poh ba ako mag open bdo kabayan savings bank sa UAE Exchange.Thanks you poh sa sasagot..


Saan po ba pwedeng magopen ng BDO savings in riyadh? any agent?

Bernadeth edra

Hi good evening .
Im bernadeth edr and currently working here in kuwait how can i open a kabayan savings account for some porpuses
Thank u and i wait ur reply


Hello sir/maam hindi po ba mainvalid ung kabayan if puro deposit ka lang? Ung hindi ko winiwithdraw ung pinapadala ko sa account ko? Thanks po. Tessa from riyadh


How much maintaining balance required? Pano po kung savings ko 1yr n di nahulugan ? Maexprid b yun? Reply thanks…


How much maintaning kabayan saving? Pano po kung 2yra ng di naggaalaw ang savings at 1yr n di nahulugan?? Thanks

Geraldine Dungca

Can I remit my peso bills to my kabayan account when I am abroad?


Im at middle east now, i want to open an account for savings purpose. can i open here in DUBAI

blessy mae dulay loreto

kabababyan saving po aq nadala q po ung atm at passbook ..dto sa saudi pero monthly q po sya na huhulogan wlang withdraw 1yr.pero ang naghuhulog is hipag q lang din s pinas ok lng po ba yon?na ndi manggagaling ung deposit thru abroad ..local lng sya pero kababayan saving acct p gamit?

Cathelyn gerona

Ok lang ba if local na pag hulog ng pera hindi galing overseas?


If nkahulog nmn aq less than 2yrs.. then n stop..gsto q po ulit magpadala ng remittance. Pede pa ba o n convert n un sa regular savings dep?


pwede ko po ba magamit ang kabayan book kahit saan brunch ng BDO

ethel davis

paano po maka-open ng kabayan savings account dito sa texas?

Alma Q. Arce

I need to request a new debit card

Judy Boy Gacusan

Iniwan po ng ate ko ang passbook at atm nya dito samin sa Pinas, halos isang taon na di pa rin nahuhulugan. Pwede po bang employer nya ang maghulog sa Saudi then pwede namin i-withdraw dito?


Hi po good day! Ask ko lang po, gusto ng kapatid ng partner ko na mag open ng bdo account kaso nasa saudi po siya.. Pwede ko po ba siya iopen ng account and ano po requirements na kailangan? Thank you sa magrereply.


Plan ko po. Mg open account next month pag uwi ko pinas. Ask ko lng po. After mg open account. Pg maghulog ng pera sa account ko From Saudi Arabia to Philippines every month. Pwede ba un e enquire lng ng family ko. Para lng ma check nila kung nkpasok yong pera sa account. Pero. Hindi nila pwede ma widraw?. Then every month lng ma save yong money ko. Until 2 years. Tapos tsaka ko lang sya ma widraw pg uwi ko Pinas ulit? Pwede ba yon?/

irish kaye

good day , pwede po ba makapag open ng kabayan savings khit and2 po ako sa taiwan ?

Christian ian vargas

Sir/madam tanong q lang po kung partner ba ang orient exchange ng bdo?kasi po gusto ko mag open account for saving purposes.,d2 po aq uae abu dhabi.,maraming salamat sa sasagot.,


Hi po sana maliwanagan po ako. Yung kapatid ko sa dubai meron ng Kabayan savings account kaso hindi niya ma change ang PiN ng atm para ilink account niya. And hindi pa siya makakauwi ng pilipinas. kaya solution niya is mag appy daw ako bdo cash card at yun ipadala ko sa kanya with pin and info. Bale yung pera niya sa savings account i.transfer niya sa BDO cash card ko na siya na hahawak at dun niya ma widraw pera niya sa Dubai.


How to open an account from United Kingdom? Thanks


Hi. Pede po bang mag open ng kabayan saving aacount ang sister ko kahit nasa dubai sya? Ako po magpprocess under her name? please kindly do reply thanks


Ano po ba kailangan na requirements para makaopen nang OFW account? Gusto ko mag open bang pcs account paano at ano ang mga kailangan na requirements?


Pede po b aq kumuha nito khit hnd nman aq ofw.. yun mama q ang nsa abroad kumbaga aq yun beneficiary..

Annabel Hailar Ascale

Sir/ma’am,pwd Po ba aq mag apply ng BDO kabayan savings,,mag open account po aq @magC – savings Po pra SA load wallet@smart padala acct.q?


Good day! Paano po mag open ng kabayan savings account dito sa Jeddah? Salamat sa sasagot.

Joy Failagutan

Hello,Paano po bang mag-open ng BDO account from U.K?


Hi.. Ask ko lang kelangan din ba mag open ng account ng partner ko sa saudi para maipasok sa kabayan savings account ko? Or ok lang kahit ako lang mag open ng kabayan? Thanks!


Hi ask lng po pwede po ba beneficiary ang 10yrs old child na nsa pinas? And iaallow ko din sya for transaction sa bdo kabayan acct ko? Im from dubai . TIA

Leslie joy

Hello poh.matanung lng poh.gusto ku sana mag pa gawa or open ng saving kabayan.peo nan dto poh aku ngayun sa south Korea.pano poh ?

amelita cacundangan

hi ! I just want to ask I want to open in bdo kabayan savings in ras Al khaima it is available ? to open for new account


I’m in Dubai i want to open a bdo kabayan account here, but this service is no longer available in any currency exchange here. How to open an account.

Mary Grace

i want to open an account,,but im here in Dubai,,how can i open an account,,i’ll wait for your reply,,i am Mary Grace

Jo Jensen

Hello po, pwedi po bang makadeposit kaagad right after opening the new account? if so, pwedi po bang from Xoom to kabayan saving account? Salamat sa reply po. Have a good day!

Chell olis

Hello everyone
Gusto ko po mag open ng BDO account meron po b dito sa abu Dhabi?? Thank you


Hello ma’am/sir…. Ask ko lng po dalawa kc ang account ko ng BDO kabayan savings account… Possible po ba na papasok parin ung ihuhulog kong pera sa isa ko account na dala ko abroad…. Ung isa po kc monthly sure na may hulog….i wait po sa inyo reply thank you