The oldest bank of the Philippines is the Bank of the Islands. With its world class banking services and products, no wonder, it is continuously growing with the advanced technology integration. Transacting online has never been this easy with BPI. From the most advanced way of depositing your money anytime with its Cash Acceptance Machine; likewise, the smartest way of depositing it through their Bank Express Assistance Machine up to various transactions over the internet, BPI has been making the best and easiest possible way of Filipino Banking. BPI credit cards services and checking the application status of your credit card application have been enhanced thru different online channels such as BPI Express Online, BPI Mobile Banking, BPI Phone banking services and the 24/7 credit card hotline thru 89-100 hotline.

The fastest way to get your BPI Credit Card! No income documents required! To apply, simply open a savings account with at least ₱10,000.00 maintaining balance.

BPI Credit Card application can be done online via You just need to make sure that you have at least regular savings account to have an active express online banking access and you can check it from Other Services and click Application Status Inquiry. You can definitely use the phone banking hotline to check the status as well. Thru online, you can submit your application by filling-up the application form, after submission, you just need to reprint the application form and submit the additional BPI credit card application requirements by fax at the nearest branches near you or thru email at Not only you can take advantage the easy steps of credit card application, but you can enjoy several offers such as rewards, SIP thrills, balance transfer, freebies, cash back and cash advances. The first thing to do is to click credit card apply button to get your own BPI credit card of your choice.


To help you decide, these are the lists of BPI’s best credit cards that you can choose from:

  1. BPI Family Credit Card
  2. BPI eCredit
  3. BPI Amore Visa
  4. BPI Amore Visa Platinum
  5. BPI Edge MasterCard
  6. BPI Blue MasterCard
  7. BPI Gold MasterCard
  8. Petron – BPI MasterCard
  9. BPI Skymiles MasterCard
  10. BPI Skymiles Platinum MasterCard
  11. BPI Classic Card

General Requirements:

The applicant must submit all required documents to proceed with their BPI credit card application

  • Proof of Identification:

Prepare a photocopy or scanned copy of at least two (2) valid IDs such as Passport, Driver’s License, Postal ID, Government Service Insurance System (GSIS) e-Card, Government Service Insurance System (GSIS) e-Card, Social Security System (SSS) Card, OFW ID, or Company ID issued by private organization registered either by BSP, SEC or IC

For Employed:

  • Certificate of Employment or Contract of Employment (for Overseas Filipino Workers)
  • Two (2) latest payslips
  • Latest Income Tax Return (ITR) or;
  • Latest Credit Card Statement (if applicable)
  • For Self-Employed:
  • Latest Audited Financial Statements (AFS) and
  • Latest Income Tax Return (ITR) or;
  • Latest Credit Card Statement (if applicable)

Note: On the other hand, BPI also has debit card as an option. Basically, there is only one type of debit card in BPI, but a client can choose to either select the regular savings account with maintaining balance or the other savings account without maintain balance except for withdrawal fee of P5 per transaction.

These are the tabular representations for annual membership fees, balance transfer rates and interest rates.

BPI Credit Cards Annual Membership Fee
1.    BPI Family Credit Card P1,000
2.    BPI eCredit P400
3.    BPI Amore Visa P2,050
4.    BPI Amore Visa Platinum P5,000
5.    BPI Edge MasterCard P110 per month
6.    BPI Blue MasterCard P1,550
7.    BPI Gold MasterCard P2,250
8.    Petron – BPI MasterCard P1,550
9.    BPI Skymiles MasterCard P2,050
10. BPI Skymiles Platinum MasterCard P5,000
11. BPI Classic Card P1,250

Balance Transfer Rates and Interest Rates

Terms Monthly Rate Effective Interest Rates Per Annum
3 1.25% 22.36
6 0.89% 18.08
9 0.89% 18.83
12 0.79% 17.06
18 0.79% 17.26%
24 0.79% 17.26%
36 0.79% 17.05%

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Good afternoon,
if ever i will apply for credit card is it possible i can get the bank statement in hk not in the branch i apply?thanks for reply