We should always make the most out of what we’re working for if we don’t want to work until we’re old and gray. A lot of OFWs are sacrificing special occasions with their loved ones in order to support their daily needs.

Through the efforts of the Philippine government, they’ve established programs that will aide in making the dreams of the OFWs do come true without having to stay away from their loved ones. One of which is the e-Card that may be use to utilized loan programs offered by OWWA.

  • For Fast Result! Please type on Google OWWA e-Card ofwmoney.org

Contrary to popular belief, acquiring loan does not mean you’ll be in debt forever or that it wouldn’t help you grow as an individual, loan instead will help you in having better life and reaching whatever goal you have in life. Also, it helps in the economic growth of the country instead of opting for informal lending such as loan sharks or ‘5-6’.

Doha Corniche in Qatar

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What is OWWA OFW e-Card?

The OWWA OFW e-Card is a proof that you are an active member of OWWA and eagerly seeking to have an ease of access to the programs and services offered by OWWA. It also serves as a government-issued ID and can be presented to any Philippine Overseas Labor Office (POLO) and Embassy or Consulate abroad in circumstances wherein you’ll be needing assistance and/or service from OWWA.


Who can apply for the OWWA OFW e-Card?

All returning workers or ‘balik-manggagawa’ that have active OWWA membership, valid Overseas Employment Certificate/Exemption Number and valid passport may apply for the OFW e-Card. Remember that your OWWA membership should be effective for more than ninety (90) days from the day of your application to have your OFW e-Card.

Can a new OFW apply for the OWWA OFW e-Card?

As of the moment, the OWWA OFW e-Card is just in Phase 1 that’s why it’s only offered to the balik-manggagawa. But the OFW e-card will be available to the rest of the active members of OWWA on Phase 2.

Who are the so-called ‘Balik-Manggagawa’?

According to the POEA Rules and Regulations, balik-manggagawa is an OFW who was able to finish or currently finishing an employment contract and:

  1. Will be employed to the same employer in the same place of work; and
  2. Will be employed to the same employer in different place of work.

The new hires, direct hires, and Government Placement Branch (GBP) hired workers are not included as balik-manggagawa.

5. What are the benefits that can be obtained from OWWA through the use of OWWA OFW e-Card?

The OWWA OFW e-Card can be use by OWWA members in various benefits such as:

  1. Ease of access in availing of programs and services offered by OWWA;
  2. Will serve as an exit clearance when you’re leaving a country;
  3. Obtaining of Digital OWWA OFW e-Card on OWWA Mobile App that has the same weight of benefits of a tangible OWWA OFW e-Card;
  4. Having permanent OWWA / OFW Membership number; and
  5. This card is considered a government-issued Identification Card that you can present as your valid ID.

How will I know the status of my OWWA Membership?

To know the status of your OWWA Membership, you may download the OWWA Mobile App on your smart phones through Google Play and App Store.

You may also go to POLO-OWWA if you are already working abroad or go to your nearest OWWA Regional Welfare Office if you are in the Philippines.

Where will I renew my OWWA Membership if it’s expired already?

If your OWWA Member is expired already but still has active contract, you may renew it through the following methods:

  1. Online – Visit www.owwa.gov.ph and go to the Online Application Form for OWWA OFW e-Card. You may also renew using your OWWA Mobile App.
  2. Abroad – Go to the POLO-OWWA office in the country where you’re working.
  3. In the Philippines – Go to the nearest OWWA Regional Welfare Office or at the satellite offices of OWWA that you may find at POEA Ortigas, NAIA Terminal 1, 2, and 3, Trinoma, and Duty Free Fiesta Mall.

How to Get OWWA OFW e-Card Online – Easiest Way

For the application, following these step by step guide:

Step 1. Go to OWWA’s website (owwa.gov.ph) Click for the banner that you will see on the website.

Online Application

Input the information, owwa_ofw_e-card_02.png
Step 2. Input the following information: Name, Birthdate, Contact Number, Passport Number, Valid POEA OEC Number.

Chose which OWWA Regional Office, owwa_ofw_e-card_03.png
Step 3. Chose which OWWA Regional Office you’d like to obtain your OFW e-Card. You may get e-Card in POEA Head Office, POEA Regional Office in Cebu City, OWWA Head Office, Singapore and U.A.E (Abu Dhabi and Dubai)

Check the Data Privacy Act, owwa_ofw_e-card_04.png
Step 4. Check the Data Privacy Act and input the appropriate CAPTCHA.

click Submit button, owwa_ofw_e-card_05.png
Step 5. You may now click ‘Submit’ button after you’ve filled out all the necessary information.

OFW ECARD Tracking Number, owwa_ofw_e-card_06.png
Step 6. You’ll be given a Tracking Number that will serve as a proof that your application for OWWA OFW e-Card has been accepted.

Input your e-mail address or Facebook Profile, owwa_ofw_e-card_07.png
Step 7. Input your e-mail address or Facebook Profile name to monitor the status of your OWWA OFW e-Card application.

Thank you message, owwa_ofw_e-card_08.png
Step 8. Get your OWWA OFW e-Card at the chose OWWA Regional Office once you have been notified that it is ready for pick-up.

OWWA OFW e-Card Frequently Ask Questions

What if I’m exempted from getting OEC?

A: All the balik-manggagawa who are exempted from getting OEC should register at POEA Balik-Manggagawa Online to get their BM Exemption Number. Instead of OEC Number, OFWs may use the BM Exemption Number on the Online Application Form for the OWWA OFW e-Card.

How can I get my OWWA OFW e-Card?

A: On the Online Application Form, you will have the opportunity to choose from any OWWA Regional Welfare Offices where you would like to get your OWWA OFW e-Card.

Can I still apply for OWWA OFW e-Card if I’m still abroad?

A: Yes, you can still apply. If you’re a balik-manggagawa that is still abroad, you may apply for the OWWA OFW e-Card online through OWWA’s website. As of the moment, the pickup location for the OFW e-Card is limited on the OWWA Regional Welfare Offices in the Philippines. Thus, you may obtain it once you are back in the Philippines.

Can I get my OWWA OFW e-Card even if I’m abroad?

A: Yes, you may still get it. All you have to do is present an authorization letter to a relative together with photocopy of your Passport Identification Page and present this to the chosen OWWA Regional Welfare Office.

What if I’ve lost my OWWA OFW e-Card?

A: The OWWA OFW e-Card will be free of charge for the first application. Get in touch with the nearest OWWA Regional Welfare Office for further information on how you can get another OWWA OFW e-Card in replacement of the lost one.

Requirements for OWWA Membership

1. Go to the Philippine Embassy and fill out the application form for OWWA Membership
2. Bring the following documents:
a. Employment Pass / S Pass/ Work Permit Card
b. Passport
c. Accomplished OWWA Information Sheet
d. Membership Fee
e. Original and photocopy of Contract of Employment
3. Application for OWWA Membership is processed every Mondays to Fridays from 0:00 AM to 12:00 NN and 01:00 PM to 05:00 PM.
4. If all requirements are submitted, you will receive the OWWA Membership within that day.


OWWA, in aide to the financial concerns of many OFWs, provides several loan programs that will help them in various aspects of their lives. Some of these financial assistance programs are Collateral Loan Window that is under OWWA’s National Livelihood Support Fund (NLSG) and Livelihood and Development Program that are ideal for OFWs who aspires to become entrepreneurs.

As per OWWA’s rules and regulations, interested applicants that may come as individual or groups can borrow a maximum account of PHP 200,000.00 (individual) and PHP 100,000.00 (group). But before being granted of this loan, you must be under any of the following criteria:

  1. Purchasing retail supplies or raw materials
  2. Acquiring Machines or equipment
  3. Construction or renovation of business establishments
  4. Healthcare
  5. Agri-business
  6. Tourism
  7. Education
  8. Transport Service

Aside from aforementioned loan programs, OWWA together with DTI offer Enterprise Development and Loan Program wherein you can avail from PHP 100,000.00 to PHP 2M. OWWA has also the Reintegration Program that aims to give Filipino workers livelihood skills. In partnership with Land Bank of the Philippines and Development Bank of the Philippines, here’s the specification of the loan program:

  1. For OFWs who are active members of OWWA
  2. 7.5% interest rate for both short and long-term loans
  3. Loan amount that can be borrowed may range from PHP 100,000.00 to PHP 2M
  4. The business proposal should at least have PHP 10,000.00 net income monthly
  5. Security for the loan are REM, Chattel Mortgage, Deed of Assignment, Hold-Out on Deposit

Requirements for applying for OWWA Loan

Interested OFWs will have to fill out application forms from the OWWA Regional Office and bring the following documents:
1. For Individual borrowers:
a. POEA Employment Certificate / Passport with POEA-LAC stamp, OFW e-Card / OWWA Information sheet;
b. Business Plan;
c. Biodata;
d. Assets and liabilities statement;
e. Financial Statement (if applicable);
f. Business Permit; and
g. Other collateral papers
If a family member will be applying in your part, the following should be submitted:
a. If spouse of the OFW – marriage contract and consent; and
b. For single – Birth Certificate and authorization letter
2. For individuals borrowing as a group:
a. POEA Employment Certificate / Passport with POEA-LAC stamp, OFW e-Card / OWWA Information sheet;
b. Business feasibility study;
c. Financial Statement (if applicable);
d. Ownership Titles or Collateral Papers;
e. If non-collateral loan window, submit a promissory note;
f. Should be registered and member of Securities and Exchange Commission (SEC) for corporations, Cooperative Development Authority (CDA) for cooperatives and Department of Labor and Employment (DOLE) for associations.

Process of OWWA Loan Application

1. All applicants should attend and complete the Enterprise Development Training (EDT) to further have knowledge on business. They also help in assisting the OFWs in making an effective business plan.
2. Along with the aforementioned requirements, applicants should also submit their OWWA Membership, Certificate of Attendance from EDT and two (2) valid IDs.
3. The Business Plan should be then submitted to the Land Bank of the Philippines after this has been endorsed and certified by OWWA. Aside from evaluation the business plan submitted, the borrower(s) will undergo background check in terms of credit history to determine if they have good payment behavior.
4. It will take at least forty-five (45) days to process the loan application that is why it is necessary to ensure that you have completed all the requirements needed.

Complete List of OWWA-POLO Offices [Updated]

Here are the list of OWWA-POLO Offices all over the world:

Abu Dhabi
Address: Philippine Embassy, Villa # 8, St. No. 8, Sector 94, Zone 2, Al Bateen, Abu Dhabi, UAE
Email Address: [email protected] / [email protected]
Contact Number: (9712) 639-0024(DL) / 658-2889 / 639-0023

Address: Philippine Overseas Labor Office, P.O. Box 94366, Riyadh 11693, Kingdom of Saudi Arabia
Email Address: [email protected] / [email protected]
Contact Number: (9663)894-1846 / 894-2890, (9665) 01269742

Address: Philippine Embassy, No. 1 Moonah Place, Yarralumla, ACT 2600, Australia
Email Address: [email protected]
Contact Number: (612)6273-8882

Address: Philippine Embassy, Villa 939 Road 3220, Blk 334, Mahooz Area, Kingdom of Bahrain
Email Address: [email protected] / [email protected]
Contact Number: (973)177-40951 / 177-21234 / 177-40139 / 177-40751

Brunei Darrusalam
Address: Philippine Embassy, Simpang 336, Diplomatic Enclave, Kampung Kianggeh Jalan Kebangsaan, Bandar Seri Begawan, Brunei Darussalam
Email Address: [email protected] / [email protected]
Contact Number: (6732) 237-052 (DL) / 236-981 Hotline: 874-1972 / 883-0933

Dubai, UAE
Address: Philippine Overseas Labor Office, Beirut Street No. 35A Al Qusais 3, Community 234, , Dubai UAE
Email Address: [email protected] / [email protected]
Contact Number: (9714) 220-7011 / 265-9974

Address: Philippine Mission to the United Nations, 47 Avenue Blanc 1202 Geneva, Switzerland
Email Address: [email protected] / [email protected]
Contact Number:(4122) 716-1930

Address: Philippine Embassy, 158 Sevastoupoleus St., Ambelokipi, Athens, Greece
Email Address: [email protected] / [email protected]
Telefax: (30210) 698-3335

Hong Kong
Address: Philippine Consulate General, 14/F United Center, 95 Queensway, Admiralty, Hongkong
Email Address: [email protected]
Contact Number: (852) 2823-8567
Address: Philippine Consulate General, Umm Al Qurah Street, Al Rehab District 3, P.O. Box 16254, Jeddah 21464
Email Address: [email protected] / [email protected]
Contact Number:(9662) 676-3966

Address: Philippine Overseas Labor Office, No.6, Al Thiyabat Street, TLA Al-Ali, Amman, Jordan
Contact Number: (9626) 535-0169 / 535-0293

Address: MECO Labor Center, 9F-2 No. 80 Grand 50 Tower, Mintzu First Road, San Min District, Kaohsuing City, Taiwan
Email Address: [email protected] / [email protected]
Contact Number: (8867)398-2475 / 398-7078

Address: Philippine Embassy, No. 5-1 Itaewon-dong, Yongsan-gu, Seoul
Email Address: [email protected] / [email protected]
Contact Number: (822)3785-3634 / 35

Kuala Lumpur
Address: Philippine Embassy, No. 1 Changkat Kia Peng, 50450 Kuala Lumpur, Malaysia
Email Address: [email protected] / [email protected]
Contact Number: (603) 2145-9485 / 2142-5299 / 2143-3361

Address: Philippine Embassy, Block 7, St 103 Villa No 44, Jabriya, P.O. Box 26288, Code 13123, State of Kuwait
Email Address: [email protected]
Contact Number: (965) 2532-5162 (DL) / 5167 / 5164 / 2534-2109 / 2534-6507 / 2534-6508

Address: Philippine Embassy, 1/F and 2/F Building No. 29, Plot 511, Charles Malek Avenue, Ashrafieh Beirut, Lebanon
Email Address: [email protected]
Contact Number: (9611) 204-328

Address: Philippine Embassy, Gargaresh Road, Km. 7, Hay Andalous, Tripoli, Libya
Email Address: [email protected] / [email protected]
Contact Number: (21821) 483-7059 (FWRC/OWWA)

Address: Philippine Embassy, 6 Suffolk Street, London, SW1Y 4HG
Email Address: [email protected] / [email protected]
Contact Number: (44207) 451-1832 / 451-1833 / 839-8039

Macau (HK extension office)
Address: Philippine Consulate General, Unit 1407, 14/F AIA Tower 251-A 301, Avenida Commercial de Macau, Macau SAR
Email Address: [email protected] / [email protected]
Contact Number: (853) 2871-5039

Address: Philippine Overseas Labor Office, Calle Alcala 149, 2B, 28009, Madrid, Spain
Email Address: [email protected] / [email protected] / [email protected]
Contact Number: (3491) 781-8624 / 7818626 (OWWA)

Address: Philippine Consulate General, Via Stromboli 1, 20144 Milan, Italy
Email Address: [email protected]
Contact Number: (3902) 435-11524 / 435-11529 loc 214/219

Address: Philippine Embassy, P.O. Box 50420 Postal Code 115, Madeinath Qaboos, Muscat, Sultanate of Oman
Email Address: [email protected] / [email protected]
Contact Number: (96824) 605-143

Address: Philippine Embassy, P.O. Box 94366, Riyadh 11693, Kingdom of Saudi Arabia
Email Address: [email protected]
Contact Number:(9661) 480-6593

Address: Philippine Embassy, 4040 Al-Wahda St., West Bay, Doha, State of Qatar
Email Address: [email protected] / [email protected]
Contact Number: (974) 44861-220 (DL) / 44870-487 (OWWA)

Address: Philippine Embassy, P.O. Box 94366 Riyadh 11693, Kingdom of Saudi Arabia
Email Address: [email protected]
Contact Number: (9661)483-2201 to 03

Address: Philippine Embassy, Via Delle Medaglie D’Oro, 112-114, 00136 Rome, Italy
Email Address: [email protected]
Contact Number: (3906) 397-46101 / 397-51751 (OWWA) / 397-21505 (SSS)

Address: Philippine Embassy, 20 Nassim Road, Singapore 258395
Email Address: [email protected] / [email protected]
Contact Number: (65) 6835-3780 / 6733-2991 / 6834-1690 / 6732-7509 (OWWA)

Address: Philippine Embassy, 56 Hamze IBM Abdul Mutaleb Street, West Mezzeh, Damascus, Syria
Contact Number: (96311) 612-5138 / 613-2626

Address: MECO Labor Center, Cathay Insurance Chung Gang Bldg., 4/F, Suite 2A, Min Chuan Road cor. Taichung Gang Road, Taichung City, Taiwan
Email Address: [email protected] / [email protected]
Contact Number: (88642)302-9089 / 302-9093 (OWWA)

Address: MECO Labor Center 11F, 176 Chang Chun Road, Chung Shan District,10479 Taipei City, Taiwan
Email Address: [email protected] / [email protected]
Contact Number: (8862)250-79803 to 04 / 250-79812

Address: Philippine Embassy, 1-15-5 Roppongi Minato-Ku, Tokyo, Japan
Email Address: [email protected] / [email protected]
Contact Number: (813) 5562-1573 / 5562-1574 / 5562-1600 (OWWA)

Address: Philippine Consulate General, 161 Eglinton Avenue East, Suite 801, Toronto, Ontario
M4P 1J5 Canada
Email Address: [email protected] / [email protected]
Contact Number: (1416) 975-8252

Address: Philippine Consulate General, Philippine Overseas Labor Office, 410-675 West Hastings Street, Vancouver, BC, Canada V6B 1N2
Contact Number: (1604) 682-5770

Washington D.C.
Address: Philippine Embassy, 1600 Massachusetts Ave., N.W. Washington, D.C. 20036
Email Address: [email protected]
Contact Number: (1202) 467-9425 to 26 (DL)

For more information, you may reach OWWA Membership Processing Center through their local number: 891 7601 local 5702/5704 or 09179681563, e-mail them at [email protected] For POEA, you may e-mail them at [email protected] or call them at 705 129 / 722 2873.

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