One of the perks of having a credit card is that, while waiting for your income to be realized, you have the advantage of spending now.

Plus, you get to receive points which can be converted to a Gift Check or to any form of discounts that the institution tied up for.

There are plenty of different cards to from when apply for a Metrobank credit card. Each one is based and matched on the type of consumer or consumer that you are.

If you’re excited to get your hands on a new Metrobank credit card, hold on and let’s get it the application started.

What I am going to enumerate below are typical requirements and procedures to follow and it’s important you follow each strictly.

Why do I emphasize this?

Metrobank credit card applications are very strict when it comes to evaluation and if you miss out one item, expect your application to be thrown out of the bin.

Metrobank Peso Platinum Mastercard

Metrobank_Peso_Platinum_Mastercard.jpg The Metrobank Peso Platinum Mastercard offers access to a wide-range of world-class privileges.

It offers and exclusive 24/7 VIP Customer Service hotline, Concierge Service, as well as other rewards and perks.

Metrobank Platinum Peso Mastercard
Exclusive Features Exclusive privileges and 24/7 Concierge Service.
Eligibility Minimum gross annual income of: ₱700,000.00
Annual fees ₱4,500.00
Supplementary Annual Fees ₱2,250.00 (First supplementary is perpetually waived)
Waived Annual Fee For The first Year Yes
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018)
Overlimit charge ₱500.00 per occurrence
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request
Picture Card Fee First request for DesignMyCard is free. ₱150.00 for succeeding card replacement request.
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00
Returned document fee ₱300.00

Apply Now


Metrobank World Mastercard

Metrobank_World_Mastercard.jpgThe Metrobank World MasterCard welcomes you to unequalled privilege and luxury.

It offers a credit limit that nearly sets no borders giving you the benefit of additional purchasing power whenever you need it.

Metrobank World Mastercard
Exclusive Features Exclusive privileges and 24/7 Concierge Service. 
Eligibility Minimum gross annual income of: ₱4,000,000.00
Annual fees ₱6,000.00  
Supplementary Annual Fees ₱3,000.00 (First supplementary is perpetually waived)
Waived Annual Fee For The first Year Yes
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee 
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee Not Applicable
Statement Reprinting Fee Not Applicable
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00
Returned document fee ₱300.00

Apply Now


Metrobank Travel Platinum Visa

Metrobank_Travel_Platinum_Visa.jpgYour reliable travel card, Metrobank Travel Platinum Visa complete travel card with triple rewards on airfare and hotels, unlimited airport lounge access, free travel insurance, and year-long exclusive promos.

Plus, you can get exclusive travel offers.

Metrobank Travel Platinum Visa
Exclusive Features Make your firsts last
Eligibility Minimum gross annual income of: ₱4,000,000.00
Annual fees ₱5,000.00
Supplementary Annual Fees ₱2,500.00 (First supplementary is perpetually waived) effective June 1, 2018 
Waived Annual Fee For The first Year Yes
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee 
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee Not Applicable
Statement Reprinting Fee Not Applicable
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00
Returned document fee ₱300.00

Apply Now


Metrobank Femme Signature Visa

Metrobank_Femme_Signature_Visa.jpgThe most rewarding card experience for women, enjoy triple rewards for hotel accommodations, hospitals bills, salons, and spas and the 24-hour VIP concierge service reserved for only the very best.

Earn Rewards Points on all your spending. Earn 3x Rewards Points for hotel accommodations, hospital bills, spas and salons.

You deserve the best! Enjoy premium perks and discounts with your NEW Metrobank Femme Signature Visa.

Metrobank Femme Signature Visa
Exclusive Features A most exclusive and rewarding experience. You’ve got to own it.
Eligibility Minimum gross annual income of: ₱800,000.00
Annual fees ₱4,500.00
Supplementary Annual Fees ₱2,500.00 (First supplementary is perpetually waived) effective June 1, 2018 
Waived Annual Fee For The first Year Yes
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.50% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee 
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee Not Applicable
Statement Reprinting Fee Not Applicable
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00
Returned document fee ₱300.00

Apply Now


Metrobank ON Internet Mastercard

Metrobank-ON-Internet-Mastercard.jpgThe Metrobank ON Internet Mastercard is the credit card for all your internet transactions.

This card enables you to shop more securely online. It is designed for non face-to-face transactions, giving you greater security and peace of mind.

Metrobank ON Internet Mastercard
Exclusive Features Online Security Online Security Paperless Statements ON Rewards Program
Eligibility Minimum gross annual income of: ₱180,000.00
Annual fees ₱500.00
Supplementary Annual Fees ₱200.00
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate Not Applicable
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate Not Applicable
Cash advance fee Not Applicable 
Installment pre-termination fee Not Applicable
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee Not Applicable
Statement Reprinting Fee Not Applicable
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00
Returned document fee ₱300.00

Apply Now


Metrobank Dollar Mastercard

Metrobank_Dollar_Mastercard.jpgThe Metrobank Dollar Mastercard is the only card you need for your US dollar transactions.

Enjoy greater convenience and ease when transacting in US Dollars.

Metrobank Dollar Mastercard
Exclusive Features Get billed and pay in US Dollars. Free travel insurance when used to buy your airline ticket.
Eligibility Minimum gross annual of: ₱600,000.00
Annual fees USD80 
Supplementary Annual Fees USD40
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program Not Applicable
Card replacement fee USD10
Late charge USD16 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018)
Overlimit charge USD10 per occurrence
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.97% based on actual calendar days and Cash Advance Fee
Cash advance fee USD12 or 3% of the cash amount availed, whichever is higher. Additional USD10 if transacted over-the-counter
Installment pre-termination fee Not Applicable
Account Maintenance Fee USD4 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months.
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or USD2, whichever is higher, for every refund request
Picture Card Fee Not Applicable
Statement Reprinting Fee Not Applicable
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances or amounts in currencies other than US Dollar (USD) shall be converted to USD based on Mastercard’s currency conversion rate at the time of posting and charged Mastercard’s assessment fee plus 1% processing fee or service fees. The processing or service fee shall likewise apply to transactions involving foreign currencies converted to USD at point of sale, whether executed in the Philippines, abroad or online and shall cover assessment fee and such other costs incurred or necessary to discharge the amount(s) due Mastercard or the acquiring bank and/or foreign merchant affiliates.
Returned check fee Not Applicable
Returned document fee USD6

Apply Now


Metrobank Femme Visa

Metrobank_Femme_Visa.jpgThe Metrobank Femme Visa welcomes you to a world of beauty, wellness and shopping privileges.

Experience the perks and privileges you deserve with Metrobank Femme Visa.

Metrobank Femme Visa
Exclusive Features Experience the perks and privileges you deserve with Metrobank Femme Visa.
Eligibility Minimum gross annual income of: ₱180,000.00
Annual fees ₱2,000.00
Supplementary Annual Fees ₱1,000.00
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee First request for DesignMyCard is free. ₱150.00 for succeeding card replacement request
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00
Returned document fee ₱300.00

Apply Now


Metrobank Classic Card

Metrobank_Classic_Mastercard.jpgExplore endless possibilities.

The Metrobank Classic Mastercard or Metrobank Classic Visa provides you with all the perks, pleasures and privileges of the metro.

Metrobank Classic Card
Exclusive Features Accepted in over 42 million Mastercard and Visa merchants, worldwide.
Eligibility Minimum gross annual income of: ₱180,000.00
Annual fees ₱2,000.00
Supplementary Annual Fees ₱800.00
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee First request for DesignMyCard is free. ₱150.00 for succeeding card replacement request
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00 for every returned check 
Returned document fee ₱300.00

Apply Now


Metrobank M Free Mastercard

Metrobank_M_Free_Mastercard.jpgNow you’re free to enjoy the pleasures and privileges of the metro!

With your Metrobank M Free Mastercard, you can enjoy the benefits of using a credit card without the need of paying the annual fees.

Metrobank M Free Mastercard
Exclusive Features Perpetual waiver of annual fee for both Principal and Supplementary members.
Eligibility Minimum gross annual income of: ₱180,000.00
Annual fees Perpetually waived
Supplementary Annual Fees Perpetually waived
Waived Annual Fee For The first Year Yes
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program Not Applicable
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱700.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee 
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee First request for DesignMyCard is free. ₱150.00 for succeeding card replacement request. 
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement 
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00
Returned document fee ₱300.00

Apply Now


Metrobank M Lite Mastercard

Metrobank_M_Lite_Mastercard.jpgEnjoy maximum savings with minimum interest with Metrobank M Lite Mastercard. Cardholders can also get exclusive discounts, gifts, and deals at partner establishments.

Looking for other benefits? Browse online to find the Metrobank credit card that meets your requirements.

Metrobank M Lite Mastercard
Exclusive Features Lowest finance charge at 2.49% per month.
Eligibility Minimum gross annual income of: ₱200,000.00
Annual fees ₱1,500.00 (charged on the 2nd month)
Supplementary Annual Fees ₱800.00 (charged on the 2nd month)
Waived Annual Fee For The first Year No
Retail Monthly Prevailing Interest Rate 2.49% monthly
Cash Advance Monthly Prevailing Interest Rate 2.79% monthly
Finance charge 2.49% Monthly
Rewards Program Not Applicable
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱700.00 per occurrence 
Retail Monthly Effective Interest Rate 2.78% based on actual calendar days
Cash Advance Monthly Effective Interest Rate 3.71% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee First request for DesignMyCard is free. ₱150.00 for succeeding card replacement request. 
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement 
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00
Returned document fee ₱300.00

Apply Now


Metrobank Gold Card

Metrobank_Gold_Visa.jpgWith your Metrobank Gold Visa or Metrobank Gold Mastercard, there’s virtually no end to the shopping, dining and recreational privileges that are now open for you and your loved ones to explore.

Make your shopping and dining more rewarding with Metrobank Gold Card. Plus, cardholders can enjoy 0% installment at partner establishments.

Metrobank Gold Card
Exclusive Features Accepted in over 42 million Mastercard and Visa merchants, worldwide.
Eligibility Minimum gross annual income of: ₱480,000.00
Annual fees ₱2,500.00
Supplementary Annual Fees ₱1,500.00
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee First request for DesignMyCard is free. ₱150.00 for succeeding card replacement request
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00 for every returned check 
Returned document fee ₱300.00

Apply Now


Toyota Mastercard

Metrobank_Toyota_Mastercard.jpgEnhance your drive. The Toyota Mastercard is the first complete motorist card in the country.

Provides convenience to Toyota customers, Metrobank Toyota MasterCard offers dealership benefits, fuel rebates, and other premium privileges.

Toyota Mastercard
Eligibility Minimum gross annual income of: ₱180,000.00
Annual fees ₱2,500.00
Supplementary Annual Fees ₱1,500.00
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee Not Applicable
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00 for every returned check 
Returned document fee ₱300.00

Apply Now


Robinsons Mastercard

Metrobank_Robinsons_Classic_Mastercard.jpgYou only need one card to complete your shopping experience. Complete your shopping experience with the Metrobank Robinsons Mastercard Classic. Score rewards, rebates, and discounts every time you shop with this card.

Robinsons Mastercard
Eligibility Minimum gross annual income of: Classic: ₱180,000.00 Gold: ₱480,000.00
Annual fees Classic: ₱2,000.00 Gold: ₱3,000.00 
Supplementary Annual Fees Classic: ₱1,000.00 Gold: ₱1,500.00 
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱200.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee Not Applicable
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00 for every returned check 
Returned document fee ₱300.00

Apply Now


Metrobank Femme-ICanServe Visa

Metrobank_Femme_Ican_Serve_Visa.jpgHelp light the path towards total healing for women with breast cancer.

The Metrobank Femme-ICanServe Visa lets you donate to ICanServe Foundation Inc. in support of their programs that provide hope and help to women at risk for or living with breast cancer.

Metrobank Femme-ICanServe Visa
Eligibility Minimum gross annual income of: ₱180,000.00
Annual fees ₱2,000.00
Supplementary Annual Fees ₱1,500.00
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee Not Applicable
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00 for every returned check 
Returned document fee ₱300.00

Apply Now


PSBank Credit Mastercard

Metrobank_PSBank_Credit_Mastercard.jpgThe PSBank Credit Mastercard is one simple card that takes care of your needs and helps you manage your expenses. A card you can enjoy for free, for life!

Cardholders can enjoy increased spending power and international purchasing convenience with acceptance in over 23 million establishments worldwide.

Metrobank Femme-ICanServe Visa
Eligibility Minimum gross annual income of: ₱180,000.00
Annual fees Perpetually waived
Supplementary Annual Fees Perpetually waived
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program Not Applicable
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱700.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee Not Applicable
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00 for every returned check 
Returned document fee ₱300.00

Apply Now


The Bistro Group Visa

Metrobank_The_Bistro_Group_Visa.jpgLet your credit card declare your foodie status.

THe Bistro Group Visa, powered by Metrobank Card is a credit card for every taste & preference. Enjoy 20% OFF your food bill in any Bistro Group restaurant nationwide, including Italianni’s, TGI Fridays, new addition – Denny’s, and more.

The Bistro Group Visa
Eligibility Minimum gross annual income of: ₱180,000.00
Annual fees ₱2,500.00
Supplementary Annual Fees ₱1,500.00
Waived Annual Fee For The first Year YES
Retail Monthly Prevailing Interest Rate 3.50% monthly
Cash Advance Monthly Prevailing Interest Rate 3.75% monthly
Finance charge 3.5% Monthly
Rewards Program 1 point = ₱20.00
Card replacement fee ₱400.00
Late charge ₱850.00 or Unpaid Minimum Amount Due (MAD), whichever is lower (effective December 3, 2018) 
Overlimit charge ₱500.00 per occurrence 
Retail Monthly Effective Interest Rate 3.54% based on actual calendar days 
Cash Advance Monthly Effective Interest Rate 3.96% based on actual calendar days and Cash Advance Fee
Cash advance fee ₱600.00 or 3% of the cash amount availed, whichever is higher. Additional ₱500.00 if transacted over-the-counter
Installment pre-termination fee 5% of the remaining principal balance or ₱550.00 whichever is higher
Account Maintenance Fee ₱200.00 or an amount equivalent to the credit balance, whichever is lower will be charged to accounts with credit balance that are closed or with no activity for the past 12 months
Gaming Services Transaction Fee 5% of the amount transacted 
Refund Fee 1% of the refund amount or ₱100.00, whichever is higher, for every refund request 
Picture Card Fee First request for DesignMyCard is free. ₱150.00 for succeeding card replacement request.
Statement Reprinting Fee ₱100.00 per request for reprinting and delivery of monthly statement
Cash2Go Processing Fee ₱125.00 will be charged for every approved Cash2Go transaction
Balance Conversion Processing Fee ₱100.00 will be charged for every Balance Conversion transaction
Foreign Exchange Transaction All charges, advances, or amounts in currencies other than Philippine Peso (PHP) shall be converted to PHP. Transactions in US Dollar, Hong Kong Dollar, Japanese Yen, Euro, Singapore Dollar, Australian Dollar, British Pound, and Canadian Dollar shall be converted using the foreign exchange selling rate of Metropolitan Bank and Trust Company on transaction posting date. Transactions denominated in currencies other than the aforementioned shall be converted using Mastercard/Visa’s currency conversion rate at the time of posting. All converted transactions shall be charged Mastercard/Visa’s assessment fee plus 2.5% processing fee, the rate of which may be adjusted from time to time. The assessment fee shall likewise apply to transactions involving foreign currencies converted to PHP at point of sale, whether executed in the Philippines, abroad, or online. Service fees may also be charged to cover costs incurred to discharge the amount(s) due Mastercard/Visa and/or acquiring bank and/or foreign merchant affiliates.
Returned check fee ₱1,500.00 for every returned check 
Returned document fee ₱300.00

Apply Now


How to Apply for a Metrobank Credit Card

STEP 1 Obtain credit card application form.

So there are two options: First, you may obtain the application form by asking for it in different Metrobank branches from the New Accounts (or Download metrobank credit card PDF Format application form). They will be happy to serve you and entertain you for any questions or queries. Secondly, for a hassle-free and time-saving method, you can just visit their website at metrobankcard.com or https://personal.metrobankdirect.com and click on the website’s APPLY NOW option.

STEP 2 Secure Requirements

This is probably the most important part of the whole application. The requirements should be complete and must not contain any discrepancy. Please be aware again of the strict policy.

Requirements are numerated below:

1. Photocopy of the following valid IDs

a. Passport;
b. PhilHealth Card;
c. Driver’s License;
d. Senior Citizen’s Card;
e. Police Clearance;
f. NBI Clearance;
g. Postal ID;
h. Voter’s ID;
i. Company IDs;
j. Professional Regulations Commission (PRC) ID;
k. Social Security System (SSS) Card;
l. Government Service and Insurance System (GSIS); and
m. All other valid IDs issued by the Philippine government

.

2. Proof of Income

a. For those employed:
1. a copy of the latest Income Tax Return (ITR) duly stamped as received by the BIR or its authorized agent bank (BSP Circular No. 472 as amended)
2. and/or the employee’s copy of BIR Form 2316 duly signed by the employer
3. and details of other credit card(s) with at least one (1) year principal card membership (this adds a bonus point on the approval rate since the bank can assess your credit card history, evaluating how much of a good payer you are)
4. or Certificate of Employment (COE) (the bank would like to know whether you have a stable employment status) 5. latest payslip (one Month)
b. For self-employed:
1. copy of latest audited financial statement with bank or BIR stamp (as required by BSP)
2. copy of SEC or DTI business registration
3. and details of other credit card(s) with at least (1) year principal card membership

STEP 3 Pass your application form and requirements

You can either pass online as per given on their website or you can submit it personally to any Metrobank branch. Please ask for assistance and ask if you have any lacking requirements. The employees would be happy to help you.

Step 4 Approval

Approval of your application will depend on a lot of factors but it usually takes around 2-3 weeks to fully process. You can just visit the branch and ask for updates on the status of your requirements or you can call their toll free number provided on their site.

The only advice I can give is: never leave one item blank on the application form. If you cannot answer an item because it’s not applicable to you, please write N/A.

How Can I Check my Metrobank Credit Card Application Status?

Metrobank Credit Card Application Status Inquiry

If you filed a credit card application with Metrobank, you can check its status by calling the bank’s customer service hotline at 8-700-700 or the domestic toll-free number at 1-800-1-888-5775.

Alternatively, you may send an email to customerservice@metrobankcard.com.

Leave a Reply

avatar
  Subscribe  
Notify of