Capital One is one of the leading financial corporations in the United States. It specializes in bringing an extensive range of financial products and services closer to people. Millions use this bank so it makes sense to know what its routing number is.
This article will let you in on the Capital One routing number, a nine-digit number which essentially functions as the bank’s main address. The routing number is greatly helpful for digital and electronic transactions, such as making deposits, making fund transfers, bill payments, and more. Get to know more about this information by reading through this guide.
What is Capital One Routing Number
The Capital One routing number is 051405515 for its Capital One Bank (USA), N.A. This routing number is used for domestic wire transfers.
On the other hand, if you bank with Capital One, N.A. instead, the routing number you’re looking for is 056073502. This is geared towards individuals who are looking to make international wire transfers instead.
For those of you that don’t know, a routing number is a nine-digit number assigned by the Federal Reserve. This code is a designator of sorts that allows you, other banks, and the Federal Reserve itself to determine banks that conduct different financial transactions.
The Federal Reserve and the banks under it need to have routing numbers in order to process fund transfers as well as other similar electronic transactions. These include making bill payments and direct deposits.
|Capital One Bank (USA), N.A.||51405515|
|Capital One, N.A.||56073502|
How to Get My Capital One Routing Number?
I want to emphasize that the Capital One routing numbers mentioned here differ from the routing numbers of your branch account. If you still don’t have checks with your branch, you may reach out to Capital One’s customer service hotline at 1-888-810-4013.
Besides calling the bank, you have other ways of learning and getting your routing number. One of these ways is signing in to your account on the Capital One website. After doing this, all you need to do is click on the account you need the routing number for and tap on “view details.”
Another way you can go about this is by signing into your Capital One mobile app. You can download the app on Google Play Store for Android users and the App Store for iOS users or text MOBILE to 80101, the latter of which gives you a direct link to download the app.
Similar to the logging onto the website, you will also be asked to choose the account you need your routing number for. Then, click on the Details icon and this will display your respective routing number.
You can also check your checks or deposit slips to see your routing number. This is located on the bottom left-hand corner of your check. The first nine numbers are the Capital One routing number.
Wire Routing Number for Capital One
Capital One has two different routing numbers for wire transfers. For Capital One Bank, the wire transfer routing number is 051405515.
On the other hand, for the bank’s subsidiary, namely Capital One, N.A., has a routing number of 056073612.
Those of you who are sending an international wire transfer, however, would need Capital One’s SWIFT code as well. The bank’s respective SWIFT code is NFBKUS33. To break this down, the bank code is ‘NFBK,’ the country code is ‘US,’ and the location code is 33.
|Capital One Bank||51405515|
|Capital One N.A.||56073612|
Capital One Number for ACH Transfers
There are also two routing numbers for Capital One when it comes to ACH transfers. Otherwise known as Automated Clearinghouse (ACH) transfers or direct deposit transfers, Capital One Bank has a routing number of 051405515.
Meanwhile, for its Capital One, N.A. company, its subsidiary, the routing number you would need for ACH transfers is 056073502.
How Many Digits is Capital One Routing Number?
The Capital One routing number is always nine digits. This also goes for other banking and financial institutions who have routing numbers. These digits may vary from one person or account to another, but all routing numbers given to you will always be nine digits in total.
Is Capital One Routing Number the Same for Everyone?
Capital One’s routing number is not the same for everyone. This differs from one individual to another and this is greatly affected by where you opened your bank account or the bank or financial institution you used in doing so. Although you may move states or locations, your routing number will tend to stay the same.
While your personal routing number may vary depending on the bank or branch you have used to open your account, Capital One’s routing number stays the same, having a designation of 051405515.
Although this might be the case, not all Capital One banks and branches will have the same routing number. There are times when this differs, so be sure to ask your respective branch or call up Capital One’s customer service hotline.
Which Routing Number Do I Use for Tax Return Capital One?
This question tends to get asked often, but the answer is simple. The Capital One routing number you should use for any tax returns you may have is generally the same as what you would use when make payments electronically or making direct deposits.
If you have a Capital One Bank with Capital One Bank (USA), N.A., the routing number you should use is 051405515. Otherwise, if you have used the bank’s subsidiary, you should use this routing number 056073502.
Capital One Support for Routing Number Assistance
If you happen to be confused about where to find your routing number, you can readily call Capital One at their customer support hotline at 1-888-810-4013.
The customer service agents are more than ready to help you out if you’re in a pinch.
Learning your Capital One routing number is definitely a breeze with this guide. Now that you know the respective routing number, you can make financial transactions easier to handle, whether you’re paying checks, making a fund transfer, paying bills, or making a direct deposit.