Today, sending or transferring money from one account to another has never been easier. With the advanced technology we have right now, you can even send money without leaving your house.
But of course, some processes still require specific information before they proceed. Especially with banks or other financial institutions, you have to be careful about declaring some details such as a routing number. Otherwise, your transaction might fail to process. Or worse, you might send your money to a different account. And obviously, you don’t want that to happen.
So, you probably got into this article because you are looking for your Chase routing number. Well, congratulations. You’re in the right place. In this article, we will guide you on how to find your Chase routing number.
Make sure you’ll stick with us until the end! Or else your money will land in a different account. Just kidding.
What is Chase Routing Number?
So, let’s start with a little introduction: what is the Chase routing number?
Each bank and financial institution in the U.S. have at least one routing number. Also known as RITN or ABA number, the routing number is a nine-digit code that tells the bank or the financial institution the place where to process a certain transaction. Basically, its use is for:
- transferring money from one account to another
- making payments by phone or online
- processing checks
- transferring money internationally
Chase also has a routing number for business checking and online account. The Chase routing number has the same use as any other bank routing number in the United States.
How To Get My Chase Routing Number?
Essentially, you will get your Chase routing number when you open a bank account with Chase. Other than that, you’ll also get your account number. Don’t get confused with these two as they both have different purposes. These numbers are crucial when you make bank transactions like:
- direct deposits
- tax payments
- reordering checks
- receiving funds from another bank
Now, to find your Chase routing number, you can check and look at your monthly statement. Typically, it’s also indicated in the statement aside from your account number and other details.
You can also find it at the bottom left corner of your check if you have a checking account. Another option to know your Chase routing number is to phone customer service at 1-800-935-9935. But if you have a speech disability, or you’re hearing-impaired or deaf, you can always reach out to their operator call relays at 711. You can ask them as well to clarify any questions.
Additionally, you can also visit their website at chase.com. To find your routing number online:
- First, sign in to their website.
- Second, choose “Activity”. You can see your account details in this section.
- Lastly, choose the last four digits of your Chase account. It is located next to your account name.
Remember, you must enter the correct routing number when doing a transaction. In case you input the wrong code, your transaction may not proceed to process. Hence, it will cause delays on your end and extra charges. Or worse, your transaction gets validated but goes into the wrong account.
There are a lot of ways to find your Chase routing number. If you still remember what state you opened your account, you can find yours in the list of Chase routing numbers by state.
Chase Routing Number (By State)
As mentioned earlier, banks and financial institutions have at least one routing number. For larger banks or credit unions, there can be multiple, different routing numbers used for different regions or branches of the bank. It’s the same with Chase since it has 24 locations across the United States.
If you’re a Chase customer, your routing number depends on where you opened your Chase bank account. Take note of that – “place where you opened your account”. This is important to remember to avoid any confusion in case you are moving to another state. Or if you already moved to another location.
If you remember the state or branch of your account opening, that’s an advantage to you. You can find yours here in the list of Chase routing numbers arranged by the state in the United States:
- Arizona: 122100024
- California: 322271627
- Colorado: 102001017
- Connecticut: 021100361
- Florida: 267084131
- Georgia: 061092387
- Idaho: 123271978
- Illinois: 071000013
- Indiana: 074000010
- Kentucky: 083000137
- Louisiana: 065400137
- Michigan: 072000326
- Nevada: 322271627
- New Jersey: 021202337
- New York – Downstate: 021000021
- New York – Upstate: 022300173
- Ohio: 044000037
- Oklahoma: 103000648
- Oregon: 325070760
- Texas: 111000614
- Utah: 124001545
- Washington: 325070760
- West Virginia: 051900366
- Wisconsin: 075000019
Wire Routing Number for Chase
Another safe and fast way of sending money to another account is via wire transfers. Most people nowadays prefer this type of electronic process as it’s hassle-free and more convenient. You can even transfer or send money anywhere in the world within just a couple of days or minutes.
However, for wire transfers, banks use a different routing number. This is to make the process more efficient, secure, and quicker.
Here are the Chase bank wire routing numbers:
- Domestic wire transfer: 021000021
- International wire transfer: 021000021
Domestic wire transfer refers to the process where you send money to another bank or financial institution within the United States. On the other hand, international wire transfer pertains to the process where you make a transfer of money outside the country.
But what if you are the one who will receive the money coming from overseas, what is the routing number to use?
For an international wire transfer coming from outside the United States, you need to use the SWIFT code. The Chase SWIFT code is different from the above routing number as it is an international bank code. The SWIFT code determines all financial institutions across the world.
If you are expecting to receive money overseas, all you need to do is to give the SWIFT code to the sender, other than your important details. The Chase SWIFT code is: CHASUS33
Chase Routing Number for ACH Transfers
ACH or Automated Clearing House network is another form of electronic transfer between banks and credit unions. Its use is also the same as any other fund transfer such as direct deposit of paychecks and monthly bank debits.
Sending money via ACH transfer to a Chase account also requires a routing number. The ACH routing number for Chase varies depending on which state you opened your Chase bank account.
To know your ACH routing number for your Chase account, you can refer to the list of routing numbers by the state mentioned above.
How Many Digits is Chase Number?
Normally, the Chase routing number has nine digits. However, it still varies depending on the state where you opened your account.
To better understand your Chase routing number:
- First four numbers – Federal Reserve Bank identifiers
- Next four numbers – your bank identifiers
- Last digit – your check digit
It’s the algorithm that calculates the check digit. This also validates the authenticity of your eight-digit routing number.
Is Chase Routing Number the Same for Everyone?
The answer is no – it is not the same for everyone.
The Chase routing number depends on the state where you opened your Chase bank account. One customer may open his or her account in another state different from yours, so technically, your routing numbers are not alike.
In case you move to another state, your routing number will stay the same. Again, the basis for your routing number is the location of your account opening. Hence, if you opened your account in Arizona and moved to New York, your Chase routing number is the Arizona routing number.
But if you forgot the place where you opened your account, you can always call Chase customer service. Moreover, there are also other simple ways to know your routing number as discussed earlier.
Do All Chase Have the Same Routing Number?
No, all Chase banks don’t have the same bank routing number. Chase bank has 24 locations across the United States, and each of them has its own routing number. For larger banks and financial institutions, this is very common. Especially if the bank has multiple branches.
Thus, if you opened your Chase bank account in Texas, the one who opened an account in California has different routing number.
Which Routing Number Do I Use for Tax Return Chase?
For your tax returns, you should use the same Chase routing number that you typically use for your electronic payments or direct deposits. If you know where you opened your account, you can refer to the list mentioned a while ago to know your Chase routing number.
But if you already forgot the location, you could always find it on your monthly statements, or in your check if you have a checking account. Another way is to phone Chase customer service and ask for assistance.
Keep in mind that you should be careful when you input your routing number in any transaction. If a wrong routing number is validated, the money transferred can get into the wrong account. Retrieving the money can cause delays and additional charges on your end.
Chase Bank Contact Support for Routing Number Assistance
If you have further queries about your routing number, you can always reach out to the Chase customer service. You can call them at 1-800-935-9935. But if you’re hearing impaired or you have a speech disability, you can reach out to their operator relay calls at 711.
Additionally, you can visit their website and check their Customer Support page. There are various self-service actions available on their website that you can choose and you might find relevant to your query.
There are also some tools and information that can help to guide you in any concerns you have. Plus, they also provide some short videos that give helpful tips and simple how-to steps.
A Chase routing number is just like any other bank routing number that has nine digits. It is a crucial number when making transactions as it identifies the bank or financial institution to where your money is going to be transferred.
If you entered the wrong routing number, there is a high chance that your transaction will fail to process. Delays can happen, plus you can incur additional fees. To avoid this from occurring, make sure that you have the correct Chase routing number when sending or transferring money.
There are a lot of ways to find your Chase routing number. You can:
- Look at your monthly statement
- Find it at your check if you have a checking account (located at the bottom left corner of your check)
- Call the customer service and ask for assistance
- Go to their website and sign in – see your account details
- Search it online based on your state
A bank or financial institution can have multiple routing numbers.
These numbers vary depending on location. Chase bank has 24 locations across the United States. If you still remember where you originally opened your Chase account, you can refer to the list mentioned earlier for your routing number.
For wire transfers, Chase bank uses different routing numbers. There’s a domestic and international wire routing number. But if you are expecting to receive money abroad, the Chase SWIFT code is the one you should use. You can give the SWIFT code to the sender when processing the transfer.
Your Chase routing number is based on where you initially opened your account.
Even if you move to another state, your routing number will stay the same. The basis for your Chase routing number is the location where you opened your Chase account. For ACH transfer and tax returns, you should also use the routing number by state.
Not everyone has the same Chase routing number, and that’s for sure. This also applies to Chase bank as it doesn’t have one default routing number for all Chase bank branches in the United States. But if you move to another place, your routing number will stay the same.
For further information or assistance, you can always reach out to Chase customer support anytime via phone or online.