How to Find Updated TD Bank Routing Number

Banking can be intimidating, especially when transferring or depositing money. Customers need to provide the right information to make sure that the money goes through correctly. The bank’s routing number is important when doing various bank transactions.

TD Bank customers need to know the bank or branch’s routing number because it is required when ordering checks, paying bills, direct deposits, and other transactions. If you have an account with this bank, you need to know your TD Bank routing number.

What is TD Bank Routing Number?

Every bank in the United States is assigned a nine-digit sequence, called a routing or American Banker’s Association (ABA) number. It proves that the financial institution is connected with the Federal Reserve. Moreover, it is used to easily identify the financial institution.

Dealings such as deposits, transfers, and tax payments require ABA numbers to make sure that the transaction is marked to be from and goes to the right location. Smaller organizations are given only one code, but bigger ones are assigned different numbers, typically based on the state. TD Bank has a chain of branches across the United States, even in Canada, making it necessary for it to have a routing number.

How To Get My TD Bank Routing Number?

Routing numbers can be easily obtained through different means. Customers can visit their branch of account and ask for the correct ABA code. Giving the branch a call is also a surefire way to get the correct nine-digit code. You can also check the bottom left of your check for the number.

routing number illustration where to find on td bank check

You will also be glad to know that this information can be readily available online, especially on the financial institution’s website. For TD Bank, it can be seen in its help section. Make sure to refer to an official page or a resource that uses reliable sources such as the bank’s website.

Remember that your routing number will be based on your branch of account. So, if you opened an account at a branch in Connecticut, look for the bank’s routing number for that state.

TD Bank Routing Number (By State)

Banks are usually assigned routing numbers per their presence in a state. However, not every state is given a code. For TD bank users, here are the ABA numbers by state.

  • Connecticut – 011103093
  • Florida – 5067014822
  • Maine – 211274450
  • Massachusetts/Rhode Island – 211370545
  • Metro DC/Maryland/Virginia – 054001725
  • New Hampshire – 011400071, but use 211370545 for those with accounts in the following branches:
    • Seabrook
    • Plaistow
    • Kingston
    • Hampstead
    • Derry
    • Londonderry
    • Salem NH
  • New Jersey/Delaware – 031201360
  • New York – Metro NYC of former Commerce customers – 026013673
  • New York – Upstate NY of former Banknorth customers – 021302567
  • North Carolina/South Carolina – 053902197
  • Pennsylvania – 036001808
  • Vermont – 011600033

Wire Routing TD Bank

Keep in mind that the ABA codes given above are for checks, deposits, and other similar dealings. Wire transfers require a different set of TD Bank routing numbers. Again, this is to make sure that any transaction reaches the correct destination. Check out the list below for wire transfer routing codes:

  • Domestic wire transfers – 031101266
  • International wire transfers to the United States – 031101266

It is important to remember that international wire transfers also require another important detail that can help further ensure the destination of the transfer: the SWIFT code. This code is also referred to as a Bank Identifier Code (BIC). For TD Bank, the SWIFT code is NRTHUS33XXX.

TD Bank Routing Number For ACH Transfers

Do not confuse wire transfers with ACH transfers. While wire transfers are electronic transactions involving two financial institutions with a fee, ACH transfers are electronic transactions for direct payments or deposits that go through an Automated Clearing House (AHC)

When you receive your government benefits, paycheck, tax refunds, and other similar dealings, they are sent via direct deposit, which means they are ACH transfers. These can take longer to be processed and transferred to your account, whereas wire transactions only take a couple of days.

To be clear, the ACH routing number is the same as the check routing number listed by the state listed above.

How Many Digits is TD Bank Number?

Many people tend to interchange their account numbers with their routing numbers, especially when referring to their checks. It is actually very easy to differentiate between these two. First, remember that your account number is made up of ten digits, while the routing number is composed of nine digits.

You also need to know that your card number differs from the first two sequences mentioned. Card numbers are 16-digit codes usually printed on your card. Aside from this, you need to take note of other codes such as SWIFT or BIC codes and those for international and domestic wire transfers.

The best way to go is to list down all the numbers you need to remember and keep them in a safe and secure location.

Is TD Bank Routing Number The Same For Everyone?

Customers of small banks can expect to have the same routing number. However, for TD bank account holders, the TD Bank routing number varies per state or area. Please know that the routing number for all customers with accounts in the same state or branch is bound to have the same routing number. So, account holders in Connecticut will have the same routing numbers, but theirs will differ from the routing number of customers in Vermont.

However, routing numbers for domestic transfers are the same for everyone. The code is also the same for all customers when they make international transfers.

Do All TD Bank Have The Same Routing Number?

TD Bank branches across the United States have different routing numbers depending on the state or group of states they are in. All locations in the same state use one ABA number, except for those noted to have different groups such as New York and New Hampshire.

Some groups share the same code such as Massachusetts and Rhode Island, as well as Metro DC, Maryland, and Virginia. North Carolina and South Carolina, and New Jersey and Delaware also share their respective numbers.

Which Routing Number Do I Use For Tax Return TD Bank?

Tax returns are considered direct deposits, which are covered by the Automated Clearing House. As mentioned, ACH transfers use the same routing number as non-wire transfers. So, make sure you use the check routing number for tax returns, instead of the wire transfer ABA code.

To find the right check code, find out through a bank visit, phone call, or an online search, or simply refer to the list given above.

TD Bank Contact Support for Routing Number Assistance

TD Bank aims to make it easier for customers to find their routing numbers. You can get in touch with the bank by dialing 1-888-751-9000 for general assistance or 1-877-700-2913 for cross-banking support. Their lines are open 24/7, so you can get the help you need anytime.

Executive Summary

TD Bank is one of the most popular and reliable banks across the United States. If you are making direct deposits and other non-wire transactions, you can easily get your routing number through this guide or simply reach out to the bank for feedback and other inquiry.



I learned a lot about finance after working for a digital marketing company specializing in investing and trading stocks, forex, etc. After that, I got exposed to other verticals such as wealth management and personal finance, which further improved my understanding of the financial world.






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